Retirement

Fiduciary

Employers are in a position of authority that obligates them to act on behalf of employees (as in managing money) and assumes a duty to act in good faith and with care, candor, and loyalty in fulfilling the obligation.

Government programs do not provide enough for comfortable life after work.
Source: www.hrsdc.gc.ca

Retirement Program
Annual Plan Reviews

  • Benchmarking against Capital Accumulation Plan Guidelines
  • Highlight areas that need addressing, provide suggestions for improvement
  • Financial, demographic, legislative review
  • Create & monitor program objectively to ensure compliance & mitigate potential risks
  • Plan Sponsor Services – Plan Design, Governance, Investment Analysis
  • Member Education Services:
    • Leverage tools & services made available to aid plan members
    • Focused group education sessions

Stewardship (Advisor Role)

The conducting, supervising, or managing of something; especially, the careful and responsible management of something entrusted to one’s care.

PLAN OPTIONS

You choose a plan design(s) that suits you

Registered Pension Plan (RPP)
– Defined Benefit (DB) & Defined Contribution (DC)

Deferred Profit Sharing Plan (DPSP)

Registered Retirement
Saving Plan (RRSP)

ADVANTAGES

  • A low-cost, high-value way to attract & retain employees
  • MOH, along with the provider do all the heavy lifting and plan administration
  • Top-quality products, competitive pricing & best in class solutions
  • Low fees so retirement savings grow faster
  • First-class service & support
  • Access to annual (minimum) education & professional advice